91天堂原創

Insights

Your window into the complex world of compliance and regulations

Our industry experts regularly spend time with lawmakers, regulators and industry participants to get to the heart of regulatory issues. We deliver our expert insights across multiple media to ensure timely delivery of information to meet your everyday needs.

From quick blog insights through to industry events, we provide you with the depth and breadth of knowledge needed to help you make the right business decisions, staying compliant and gaining a competitive advantage.

Automatic Pix Goes Live, Enabling Recurring Payments in Brazil

Pix, Brazil鈥檚 instant payments system, has introduced a recurring payments mechanism, aiming to simplify bill payments for consumers.
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Sweepstakes Ban Under Consideration in New York, Vetoed In Louisiana

As one state legislature looks to reinforce regulatory actions against sweepstakes gaming operations, another has seen the governor veto a legislative ban, calling it unnecessary.
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Pay.UK Sets Out Ideas For Reforming UK鈥檚 Payments Infrastructure

Payment system operator Pay.UK has unveiled a package of proposed reforms to the organisational framework for interbank payments, urging 鈥渞adical鈥 change to prevent the UK falling behind on infrastructure and innovation.
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Presidential Decree Confirms Brazil Betting Tax Hike

A sharp increase in the main tax applied to online betting in Brazil became reality late Wednesday when an emergency decree was published in the Brazilian government鈥檚 official gazette.
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Biden Admin Urges Supreme Court To Reinstate Controversial AML Law

The Biden Administration has filed an 11th-hour appeal to the US Supreme Court in an attempt to clear the path for the enforcement of a controversial anti-money laundering (AML) law.
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Payments

Quantum-Driven AI Will Be A Double-Edged Sword For Payments

As the payments sector continues to embrace cutting-edge technology, the sophistication of frauds and scams attacking the sector is also advancing, creating challenges for regulators.
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Payments

Brazil Market Goes Live After Compliance Deadlines Extended

Brazil鈥檚 new era of regulated online gambling began at the stroke of midnight on January 1, with 66 operators launching under new federal licences but most of them on a provisional basis due to delays in meeting certification requirements.聽
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Gambling

2025 Set To Be Another Non-Stop Year For Regulatory Change

As 2024, 2023 and 2022 have shown, there is no rest for the wicked when it comes to payments regulation, and both the UK and EU look set for more compliance changes.
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Payments

Evolution Facing UK Licence Review

Supplier giant Evolution鈥檚 UK licensing status has been put under formal review after the Gambling Commission identified Evolution games being offered in the UK through unlicensed operators.
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Gambling

Texas Federal Judge Strikes Down 'Unprecedented' US AML Law

A federal judge in Texas has temporarily blocked the enforcement of an "unprecedented" anti-money laundering (AML) law, describing it as "likely unconstitutional".
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Payments

European Council Reaches Agreement On Open Finance Framework

The European Council has reached an agreement on the proposed Financial Data Access (FIDA) framework, which lays out the transition from open banking to open finance in the trading bloc.
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Payments

Week In Crypto: Celsius CEO Pleads Guilty To Fraud, Faces 30 Years In Prison

Another multi-billion-dollar crypto fraudster is headed to prison, Coinbase vows to take revenge on anti-crypto US regulators, and Trump names a crypto acolyte as the Securities and Exchange Commission (SEC) chair.
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Payments

UK Gambling Minister Warns of 鈥楩urther Action鈥 On White-Label Companies

The new British gambling minister said she is reviewing the controversial practice of online gambling operators who use 鈥渨hite label鈥 arrangements to market to gambling licensees outside the country.
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Gambling

Tether Withdraws Euro Stablecoin, Promising MiCA-Compliant Alternatives

Tether has announced that it will discontinue support for EURT, its euro stablecoin, but has said it plans to launch a replacement using an 鈥渁dvanced technology鈥 solution.
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Payments

Rush Street Interactive Eyeing Expansion Opportunities In Latin America

Rush Street Interactive has targeted Brazil to launch its RushBet brand next year as it continues to try and extend the company鈥檚 presence in Latin America through new market opportunities.
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Gambling

U.S. Sports-Betting Industry Facing Fight To Avoid Tax Increases In 2025

Industry lobbyists warn that sports-betting tax rates will continue to be a hot topic in 2025, especially in those states facing significant budget deficits.
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Gambling

Peru Compliance Deadline Shifts Again

Peru鈥檚 deadline for approved online gambling operators to register their platforms and game providers and submit technical approvals has come and gone without any formal recognition from the regulator.
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Gambling

Cura莽ao Regulator Addresses Raft Of Allegations

Cura莽ao's Gaming Control Board has responded to a raft of allegations regarding the country鈥檚 licensing reforms, including denying assertions it embezzled money and refuting claims it lacks the authority to grant licences.
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Gambling

US Election 2024: What To Expect For The US Payments Industry?

In the second part of this election series, 91天堂原創 looks at the impact for the payments industry in both potential outcomes, including key areas such as fraud, card fees and crypto-assets.
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Payments

New Finland Draft Will Accelerate Market Opening

Finland has released an updated draft of its monopoly-ending gambling law, revealing an intent to open the market six months earlier than planned.
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Gambling

US Election 2024: How A Trump Win Could Affect The CFPB

In the first of a two-part report, 91天堂原創 looks at what the impact of a second term for President Donald Trump will be on the Consumer Financial Protection Bureau (CFPB), the US federal consumer protection agency.
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Payments

ECB Calls For Expressions Of Interest In Digital Euro Innovation Partnerships

As momentum builds around the potential launch of a digital euro, the European Central Bank (ECB) is seeking expertise from across the eurozone to collaborate on shaping the future of digital currency.
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Payments

Online Betting Back In Brazil Senate Spotlight

Brazil鈥檚 Senate could still approve a sweeping expansion of land-based gaming this year, even as senators form a special commission to review additional restrictions for online gambling, according to a key lawmaker.
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Gambling

Brazil's Pix: Mandate For Recurring Payments Feature Goes Live

Financial institutions that participate in Brazil鈥檚 Pix instant payment system must now offer their customers the ability to set up recurring payments, using a feature known as Pix Agendado.
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Payments
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Irish Bookmakers Warn Against Potential Betting Duty Tax Increase

The Irish Bookmakers Association (IBA) has warned the government against including a 0.5 percent to 1 percent increase in betting duty tax in the 2026 budget, fearing it will result in job losses and betting shop closures.
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Regulatory Influencer: China鈥檚 Shift To 鈥楲ong-Term鈥 Licensing Signals Payments System Maturity

The People鈥檚 Bank of China (PBoC) has issued its first batch of 鈥渓ong-term鈥 licences to non-bank payment institutions, in line with its efforts to tighten supervision of the sector.
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Bank Of Ghana Warns Remittance Firms Over Persistent Regulatory Breaches

Ghana鈥檚 financial watchdog has raised the alarm over persistent compliance failures in the remittance market and stated that firms failing to address violations will face sanctions.
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GambleAware鈥檚 Demise Stokes Fears Over Future Of UK Research, Treatment

The UK鈥檚 most prominent gambling charity GambleAware has announced it will close as a result of the new mandatory responsible gambling levy, raising questions about the future of funding for addiction treatment and the potential politicisation of research.
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AUSTRAC Prosecutes Leading Operator Of Slot Machine Venues

Australian financial transactions regulator AUSTRAC is prosecuting a leading club owner and slot machine operator over 鈥渟erious and systemic鈥 violations of anti-money laundering and counter-terrorism financing (AML/CTF) laws.
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Oregon Lottery Seeks To Ensure Integrity, Security In Regulating Couriers

Mike Wells, director of the Oregon Lottery, admitted it has maintained a neutral stance on lottery courier services over the years, a position that has changed as more of the services operate in the state, with no formal regulatory oversight.
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EBA Slams Fintechs Over Lax Compliance In New AML Risk Assessment

In its latest risk assessment, the European Banking Authority (EBA) has warned that poor practices and a lack of experience at fintechs, including payments and crypto firms, are undermining efforts to tackle financial crime.
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CFPB Hits Pause On Open Banking Rule Rewrite

The US Consumer Financial Protection Bureau (CFPB) is backing away from its earlier push to scrap a key open banking regulation, instead asking a federal court to pause litigation so it can develop a revised version of the rule.
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Ukraine Adopts EU-Style Open Banking Rules

The National Bank of Ukraine (NBU) has approved a comprehensive package of regulations to implement open banking in Ukraine, supporting the country's efforts to align with the EU.
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Marcos' Keynote Silence On Gambling Cheers Online Industry

The Philippine President鈥檚 avoidance of domestic online gambling issues in this year鈥檚 congressional appearance has encouraged the industry and frustrated its foes amid finance secretary support for taxation over prohibition.
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