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The UK Financial Conduct Authority’s (FCA) discovery of widespread failings in how financial institutions detect, prevent and respond to romance fraud strengthens the argument for extending liability to social media and telecoms firms.

News that the UK’s Payment Systems Regulator (PSR) will continue to operate as an independent entity until at least the end of 2026 means ongoing investigations can continue, and should not negatively affect payments firms.

Fintech associations argue that the Financial Data Access (FiDA) framework will unlock meaningful consumer benefits and new business opportunities, while cautioning that delays or scope reductions would hinder Europe’s competitiveness.

Project Acacia is a joint research initiative by the Reserve Bank of Australia (RBA) and the Digital Finance Cooperative Research Centre (DFCRC) that is designed to explore how different forms of digital money could facilitate the development of wholesale tokenised asset markets in Australia.

Singapore’s pragmatic yet forward-looking stance on stablecoins encourages innovation in payments, but only when supported by robust regulation and strong consumer protection.

The EU’s Instant Payments Regulation (IPR) is now in force, requiring eurozone payment service providers (PSPs) to send and receive instant payments at no additional cost. It remains to be seen how significantly this will affect the uptake of instant payments across the EU.

Gaps in the implementation of the Financial Stability Board’s (FSB) recommendations are creating compliance challenges and legal uncertainty, as well as permitting regulatory arbitrage and weakening global oversight.

With white labelling now commonplace in the EU financial landscape, the European Banking Authority (EBA) has signalled that 2026 will mark the start of systematic supervisory mapping of the practice across the bloc.

The joint action against an online fraud network operating across Southeast Asia represents a new approach to tackling online and telecommunications scams and may pave the way for greater cross-border cooperation.

Anti-money laundering (AML) regulatory changes are a consistent part of the compliance landscape rather than a cyclical phenomenon. AML-related updates now represent an increasingly significant proportion of global regulatory activity, signalling that financial crime prevention has become a core priority for supervisory authorities worldwide. For organisations operating in high-risk sectors such as banking and payments, this trend demands heightened attention, as the financial and reputational consequences of non-compliance can be costly.