One year on from its launch last summer, Google Wallet has unveiled its latest set of new features, with a focus on digitised credentials for work, travel and healthcare.
In a new published last week, Google revealed five new ways that users can 鈥渁dd more value鈥 to their Google Wallet in both commercial and non-commercial contexts.
For the first time, users can convert their government ID cards into Google Wallet passes, although this feature is currently available only in the US state of Maryland.
Over the coming months, it will also be rolled out in Georgia, Arizona and Colorado, where users will be able to store a copy of their state ID card or driver鈥檚 licence.
The government ID feature is available to users whose devices run on Android 8.0 or higher and have device lock enabled.
Google Wallet will mark passes that contain sensitive personal information as 鈥減rivate鈥, and users will be required to verify their identity using a PIN, fingerprint or other method to access the pass.
Through a partnership with the US Transportation Security Administration (TSA), the Google Wallet version of these IDs will be accepted at TSA PreCheck lines when boarding flights at selected airports.
Through another partnership with Turo, a peer-to-peer car-sharing company, customers will be able to use the Google Wallet version of their ID to verify themselves when renting a vehicle from another private owner.
In a partnership with US health insurer Humana, users can convert their health insurance cards into digital copies, while in the UK, customers can create a digital copy of their National Insurance card by linking it to the HM Revenue & Customs (HMRC) app.
Non-private passes go digital
For passes that do not contain sensitive personal information, Google Wallet has also expanded the range of cards that can be converted into digital replicas.
When Google Wallet launched last summer, this was possible with flight tickets, event tickets, loyalty cards and vaccination cards.
But following the latest upgrade, users will eventually be able to create digital copies of any card that carries a barcode or QR code.
As explained by Jenny Cheng, VP and general manager of Google Wallet, this includes credentials such as company office cards and gym memberships, and the conversion will be possible simply by taking a photograph of the original card.
Automated ticket booking with Google Messages
Though flight tickets could already be stored in the wallet, another new feature aims to incentivise users to book their travel directly via Google to produce the ticket.
Using the Google Messages app with Rich Communication Services (RCS) enabled, users can book travel tickets directly and check in automatically after receiving their tickets.
From there, users can transfer their travel tickets to Google Wallet 鈥 a feature that will be available for both flight tickets and train tickets.
The tech company said it will begin rolling out this feature with Vietnam Airlines and Renfe, Spain鈥檚 largest train operator, and will also use a similar system for restaurant reservations via TagMe.
Sam Boboev, co-founder and COO of BotCommerce.io, said that although Google is 鈥減laying catch up鈥 to Apple Wallet in terms of functionality, the bundling of features and services indicates a 鈥渟uper app鈥 in the making.
鈥淔or users of Google Wallet, these new features will be useful in many different ways and will consolidate most of their needs in one place,鈥 he told VIXIO.
鈥淲e can say this is a product deepening, when the company aims to cover more aspects of the customers' lifestyle and offers more touchpoints with the customer.鈥
These new features will be free to use, however, meaning that Google Wallet will still rely on payment transactions and data sales to generate revenue.
But as Boboev pointed out, more information stored within Google Wallet, and more interaction with the wallet itself, means more data points for Google to sell.
鈥淲e know Google makes money from running ads, and it can help other companies to sell their services to their own target market,鈥 he said.
鈥淔or example, insurance companies may target customers based on insurance data they store within the wallet.鈥
In April 2022, Google CEO Sundar Pichai that Google Pay - which later became Google Wallet - had reached 150m users globally. In contrast, there are over 500m Apple Pay users worldwide.
Jamie Smith, product director at digital ID firm Gen, agreed that Google鈥檚 latest upgrades confirm that it has not surrendered in its 鈥渨allet wars鈥 with Apple and other rivals.
鈥淕oogle鈥檚 latest move is much bigger than an identity play,鈥 he said. 鈥淐overing travel, health, tax and the workplace, it鈥檚 a huge stake in the ground from one of the world's largest tech companies.鈥
Smith said that to grow both users and revenue from Google Wallet, it will be crucial for the firm to persuade users to form digital wallet habits that 鈥済o beyond鈥 making payments.
He also said that wallets need to be built with interoperability in mind, as he predicted an 鈥渆xplosion鈥 in storable, digitised credential features over the next few years.
鈥淚'm hoping this won't be a war at all, where the players fight a zero-sum game,鈥 he said. 鈥淚nstead, portable digital credentials can be more like a new frontier 鈥 discovering a new land full of opportunity.
鈥淏ecause if we get this right, it'll be a win for all of us, and not a war at all.鈥


